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And a lot of the time, you’re not just talking to one person behind each profile - you could be exchanging messages with a circle of fraudsters acting together, according to KIS Finance.

Serious fraudsters sometimes even create further fake profiles and use them to be rude to you, all to make the main fake profile seem more desirable.

“I just couldn’t believe that was what he was saying,” Jane told .

But she was feeling vulnerable after the breakdown of her marriage and agreed to transfer him a smaller amount, despite admitting it sounded “crazy”.

The female profile is in her 20s (29 was the most common age), and also has a high income.

“[It’s] not the case that stupid people fall for romance scams - they can be very clever,” Professor Monica Whitty, a cyber-psychologist, explains. Scamalytics, a company which runs anti-scammer software for a number of the major dating sites, are trying to reduce online dating fraud by creating profiles of the average male and female con artist.Jane*, a middle-aged woman from Warwickshire, had a lucky escape a few years ago when she very nearly handed over a sizeable sum of money to an online scammer who did in fact claim to be an engineer.Her interest was initially piqued when he seemed to have a similar background and heritage to her and they chatted for almost two months, often exchanging messages for at least two hours an evening.By analysing the top 3,000 scammer profiles (that is, those they’ve come across most frequently in profiles blocked by their software in the last year) they’ve discovered what constitutes the ‘most attractive’ female and male propositions to those targeted by romance scammers.The male profile is in his late 40s (48 is the most common age) with a high income.

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